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The current economic conditions have resulted in a surge of past due and unpaid debt. This includes commercial and individual debt. As a result there are lot of people trying to take advantage of the situation. The con artists only add to the misery that unpaid debt causes for both parties. Make no doubt about it if you or your business has incurred debt then you legally have an obligation to pay it. Debt collection strategies employed by collections are regulated by both state and federal laws.


The Fair Debt Collection Act provides a substantial amount of protection from abuse from debt collectors if the collectors obey the law. It is really quite common for debt collectors to stretch the interpretation and many cases break the law. It is wise for anyone who has been contacted by a collector to spend the time to read the Fair Debt Collections Act. It will provide you with a lot of basic information what debt collection strategies and practices are permitted and which are not. The Internet also has a lot of information on debt and debt collections.


The Internet also has a lot of very bad information that can result in serious problems for many debtors. Bad advice abounds on how to defend yourself against debt collection strategies. Some of these bad defenses include:


1. Statute of limitations on debt. Just because a creditor has not made a collection effort for several years does not mean they cannot collect on the debt. The creditor can sue you for the full amount of the debt.


2. The debtor has never had any contact with that is trying to collect the debt or taking court action. I have no agreement with said company so the debtor does not have to pay the debt.


3. A creditor cannot sue because of the lack of a signed contract.


4. A creditor cannot seek legal action if the debtor is making payments.


5. A creditor has written the debt off so they cannot sue me in court. This is especially true if it involves credit card debt which is transferable.


6. A divorce degree has ordered my ex-spouse to pay all my debt. Unfortunately you are still responsible for the debt and it is up to you to get your spouse to pay the debt.


7. Online debt collection is illegal.


None of these defenses have any legal standing against common debt collection strategies and practices.


The bottom line is that the best way to defend against a creditor is to either pay the debt or seek professional legal assistance. Debt collection strategies used by collection companies are in general very effective. Collection attorneys are skilled in both collecting debt and providing a credible defense against collection efforts. By all means Jordan Willis Color Rush Jersey , you need to protect yourself from bad debtors and like they say, the best defense is a good offense. In this case, a good offense is to have a good collection agency or debt attorney ready to go when the opportunity presents itself. Do not wait until you need one Joe Mixon Color Rush Jersey , but be proactive and get one ready.


If you are in the market for a good debt collection, then check out our homepage. We work on a success basis, meaning you pay nothing unless we collect the debt.

From a terrible epidemic comes a beautiful documentary. More than any other nonfiction work I’ve seen John Ross Color Rush Jersey , with far-reaching intelligence and grace, David France’s “How to Survive a Plague” relays what happened in the early years of AIDS. And what didn’t happen in terms of federal dollars spent on drug research.

How can a film on this topic be so inspiring? Because it’s about grass-roots politics in effective action. Vote how you like, but the subjects of this film could not and cannot be dismissed. Their tactics worked. France’s film keeps a tight focus on the activists of ACT UP Jessie Bates III Color Rush Jersey , whose focal point was Greenwich Village in Manhattan, and who managed to combine civil disobedience, legitimate pharmaceutical scholarship and sheer persistence amid all the dead and dying.

Download How to Survive a Plague
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The movie itself is a swift Billy Price Color Rush Jersey , fractious “how to” lesson in piecing together archival footage so that it tells a story without an imposed narrative. France begins in 1987, the sixth year of the epidemic. Criminally little had been done about AIDS by then; a diagnosis of HIV-positive meant death. Among others, North Carolina Sen. Jesse Helms (“the devil Dre Kirkpatrick Color Rush Jersey ,” says one ACT UP member) represented the voice and face of the opposition. Helms is heard here, in late ’80s footage, going on about “the homosexuallesbian crowd” and how the right of free speech Vontaze Burfict Color Rush Jersey , pertaining to ACT UP’s more vocal representatives, held only “as long as it doesn’t offend anybody else.”

ACT UP didn’t have time to worry about offense. Its protest tactics (tenting Helms’ Arlington, Va. Carlos Dunlap Color Rush Jersey , house with a 35-foot fake condom, for example) were designed to get attention. But “How to Survive a Plague” gets into the gray areas and the nitty-gritty, showing how key members of ACT UP learned to be taken seriously 鈥?by drug companies such as Merck; the National Institutes of Health; the Federal Drug Administration; and the press 鈥?in their mission to speed along drug trials and find something Tyler Eifert Color Rush Jersey , or a combination of drugs, that could slow the casualties.

So many valiant heroes emerge in the film’s retelling. One of them, playwright and activist Larry Kramer (“The Normal Heart”) Geno Atkins Color Rush Jersey , is caught on camera in a spectacular outburst during a contentious ACT UP meeting yielding little in the way of meaningful results. “Plague!” he cries. “We’re in the middle of a plague and you behave like this?” What filmmaker France has done is pure service journalism: His film shows what these men and women were up against and how they learned to be effective politicians within bureaucracies they viewed . Wholesale Jerseys China Wholesale Jerseys From China Cheap NBA Jerseys China Wholesale Hoddies Cheap Hats Cheap T-shirts China Cheap College Hoddies Cheap Soccer Shirts Cheap Adidas NHL T-shirts Cheap Nike NFL T-shirts


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